Please read these terms and conditions carefully before using the InvestWise website and services.
By accessing or using the InvestWise website (the "Website") and any related services (the "Services"), you agree to be bound by these Terms and Conditions (the "Terms"). If you do not agree to all of the Terms, do not access or use the Website or Services. These Terms constitute a legally binding agreement between you and InvestWise ("we," "us," or "our").
The Website and Services are intended for individuals seeking to enhance their financial literacy and investment knowledge. You agree to use the Website and Services only for lawful purposes and in a manner that does not infringe the rights of, restrict, or inhibit anyone else's use and enjoyment of the Website and Services.
You are responsible for maintaining the confidentiality of your account and password and for restricting access to your computer. You agree to accept responsibility for all activities that occur under your account or password.
We reserve the right to modify or discontinue, temporarily or permanently, the Website or Services (or any part thereof) with or without notice.
The information provided on the InvestWise Website and through the Services is for educational purposes only and does not constitute financial, investment, or tax advice. We are not financial advisors, and we do not provide personalized investment recommendations. You should consult with a qualified financial advisor before making any investment decisions.
Investment involves risk, including the potential loss of principal. Past performance is not indicative of future results. We make no guarantees regarding the accuracy, completeness, or suitability of the information provided on the Website or through the Services.
You acknowledge and agree that we are not liable for any losses or damages incurred as a result of your reliance on information obtained from the Website or through the Services. Your investment decisions are your sole responsibility.
The content on the InvestWise Website, including but not limited to text, graphics, logos, images, audio clips, video clips, and software, is owned by or licensed to InvestWise and is protected by copyright, trademark, and other intellectual property laws. You may not modify, copy, distribute, transmit, display, perform, reproduce, publish, license, create derivative works from, transfer, or sell any content obtained from the Website without our prior written consent.
You may use the Website and Services for your personal, non-commercial use only. Any unauthorized use of the content on the Website may violate copyright, trademark, and other laws.
If you submit or post any content on the InvestWise Website (e.g., comments, forum posts), you grant us a non-exclusive, royalty-free, perpetual, irrevocable, and fully sublicensable right to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, and display such content throughout the world in any media.
You represent and warrant that you own or otherwise control all of the rights to the content you submit and that the content is accurate, not misleading, and does not violate these Terms or any applicable laws.
We have the right, but not the obligation, to monitor and remove any content that we believe violates these Terms or is otherwise objectionable.
The InvestWise Website may contain links to third-party websites that are not owned or controlled by us. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites. You acknowledge and agree that we are not liable for any losses or damages incurred as a result of your use of any third-party websites.
We encourage you to be aware when you leave our Website and to read the terms and conditions and privacy policy of each website that you visit.
To the fullest extent permitted by applicable law, in no event shall InvestWise be liable for any direct, indirect, incidental, special, consequential, or punitive damages, including but not limited to damages for loss of profits, revenue, data, or use, arising out of or in any way connected with your access to or use of the Website or Services, whether based on contract, tort, strict liability, or any other legal theory, even if we have been advised of the possibility of such damages.
Our total liability to you for any and all claims arising out of or relating to these Terms or your use of the Website or Services shall not exceed the amount you paid to us, if any, for access to the Services.
You agree to indemnify, defend, and hold harmless InvestWise and its affiliates, officers, directors, employees, agents, and licensors from and against any and all claims, liabilities, damages, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising out of or relating to your violation of these Terms or your use of the Website or Services.
These Terms shall be governed by and construed in accordance with the laws of [Your Jurisdiction], without regard to its conflict of law provisions.
We reserve the right to modify these Terms at any time. We will post the revised Terms on the InvestWise Website and update the "Last Updated" date at the top of this page. Your continued use of the Website or Services after any such changes constitutes your acceptance of the revised Terms. It is your responsibility to review these Terms periodically for any updates or changes.
We may terminate your access to the InvestWise Website and Services at any time, with or without cause, and with or without notice. Upon termination, your right to use the Website and Services will immediately cease.
These Terms constitute the entire agreement between you and InvestWise with respect to your use of the Website and Services and supersede all prior or contemporaneous communications and proposals, whether oral or written, between you and us.
If you have any questions about these Terms, please contact us through our Contact Us page.